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Speed on the Gulf

Consequences of Being Hurt in a Car Crash

Car Crash

Being in an auto accident can be hard not only on the physical aspect but also on the finances as well. Injuries sustained in the accident need immediate medical attention and further rehabilitation and treatment should these injuries prove to be serious.

In most auto accident situations, it is probable that you pay for your medical bills from your own pocket while the personal injury proceedings are still on-going. It may take a while for personal injury claims to be given compensation, as compared to accident claims that pay for the damages to the vehicle. What makes these injury claims longer to settle is because they require further information and evidences of the possible short-term and long-term medical costs that needs to be determined first in order to properly give a reasonable compensation.

If given the situation where you are required to pay for your own medical bills for the time being, you may need to rely on your own insurance health care provider to help cover for the expenses. It is generally easy to receive coverage through this process, yet you may have to give compensation after the personal injury claim has been settled. In order to get the best from your injury claims, document all the expenses that you made while the injury claims is still in the process. Such expenses may include:

  • Ambulance expenses
  • Prescription medications and over-the-counter medicines
  • Physical therapy sessions
  • X-rays and other emergency room exams and visits
  • Hospital stays
  • Costs of transportation to and from the medical care

For people who find it difficult to pay or cover for the costs of injury, many medical providers actually offer the option to have a “hold agreement”. This means that if you promise to pay for you medical bills immediately after the injury claims has been settled, then your medical provider would inform the collections agencies so that it won’t be deducted. Extreme cases such as settlement lawsuits, car accident loans are also available to help cover for medical bills before the settlement is reached.

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